Who Sets the Annual Percentage Rate on Cards?

Rate on Cards

It might seem like a simple question, but the answer may surprise you. It’s not always the credit card issuer who sets the annual percentage rate (APR) on your card. In fact, in many cases, it’s actually the credit union or bank where you’re applying for your card that determines what APR they’re willing to … Read more

How to Minimize Fees While Trading Crypto

Trading Crypto

Cryptocurrency trading can be an exciting and lucrative way to make money online. But if you’re not careful, the fees associated with crypto trading can cost you a lot of hard-earned cash. Some exchanges charge as much as $20 in fees per transaction! Thankfully, minimizing your fees is a way to keep your costs down … Read more

Looking at the Do’s and Do Not’s of Personal Loans

Savings Accounts

Whether taking out a secured or unsecured personal loan, a borrower might benefit from following the proper steps to make the process successful. “Successful” means receiving approval and being able to repay the loan without high costs. Here are some tips and insights to consider when applying for a personal loan. Perform a Credit Check … Read more